Suggested: Difficulty Availing Credit Card Lounge Access? ICICI Credit Card Can Help
KW: credit card lounge access, icici credit card
Airport lounges provide an enhanced travel experience, allowing you to relax despite the chaos of crowded airports. However, access to airport lounges is usually restricted, with the space majorly accessible to first- or business-class fliers.
Other ways to access the airport lounge included purchasing a day pass, membership, entering as a guest, and more. However, banks and other financial institutions now offer complimentary credit card lounge access with select cards.
As a result, airport lounges have become more accessible. But the easy accessibility has also resulted in airport lounges becoming overcrowded. As such, there are speculations suggesting that credit card lounge access won’t be as easily available.
To learn more about why credit card lounge access may become difficult and how you can sidestep it, read on.
Why Credit Card Lounge Access May Become Difficult
Simply put, as the number of fliers with credit card lounge access rise, the experience of lounge access became diluted for some due to overcrowding. To remedy this, credit card lounge access policies are expected to become more stringent in the coming years.
These policy changes can include charges for guests, time restrictions, restrictions on the services inside the airport lounge and more. So, how can you avoid these possible restrictions to your credit card lounge access?
The answer is simple and divided into two parts. The first is to check the terms and conditions of credit card lounge access for your credit card. The second is to upgrade your credit card with one that offers the benefits you need.
However, the second option is only needed if the revised terms and conditions are not in line with the benefits you want. There are a number of credit cards that come with complimentary credit card lounge access, as explained below.
Access Airport Lounges With A Credit Card
Here is a list of credit cards with lounge access and other benefits.
| Credit Card Type | Annual Fees | Benefits offered |
| SBI Elite Credit Card | ₹4,999 + GST |
|
| ICICI Bank Rubyx Credit Card | ₹3,000 + GST |
|
| Axis Bank Select Credit Card | ₹3,000 + GST |
|
| SBI Prime Credit Card | ₹2,999 + GST |
|
| ICICI Bank Sapphiro Credit Card | ₹6,500 + GST |
|
Disclaimer: The above fees and benefits are subject to change at the bank’s discretion.
Form the above list of options to get credit card lounge access in airports, ICICI credit cards offer noteworthy perks. Do note that the credit card lounge access benefits will vary depending on the ICICI credit card you avail.
Other ICICI credit cards with complimentary lounge access include:
- ICICI Expression credit card
- ICICI Bank Manchester United Credit Cards (Platinum and Signature)
- ICICI Bank Visa Signature Credit Card
- ICICI Bank Carbon Credit Card
Other Benefits of ICICI Credit Card
Apart from credit card lounge access, ICICI credit cards have a host of benefits that give you an enhanced experience. Top benefits include the following:
- Discounts and memberships for luxury hotels and resorts
- Redeemable bonus points on select transactions
- Insurance in case of lost luggage and accidents
- Fuel surcharge and milestone benefits
How to Apply for an ICICI Credit Card
Whether you are a new customer or an existing customer, applying for an ICICI credit card is easy. You can choose to apply either through the official ICICI Bank website or through the ICICI Bank Mobile App.
Here are the steps you need to follow to apply through the ICICI Bank website:
- Once you visit the bank website
- Click the ‘Apply Now’ option
- Fill out the application with your details and submit the online form
You will receive a call from the customer service representative to complete your credit card application
Steps to apply for an ICICI credit card through the mobile app (for existing customers)
- Download the ICICI Bank Mobile App
- Login with your ID and password
- Once logged in, select the credit card option
- Check the pre-approved credit card and click ‘Apply’
Apart from giving you access to airport lounges, having an ICICI credit card also gives you a membership for Priority Pass. This pass gives you credit card lounge access in more than 600 cities worldwide, even during halts.
Owning a credit card is a smarter approach as it can add value to your transactions when used sensibly. Carefully review the terms and conditions of the benefits offered on a credit card to ensure that you can avail them seamlessly.
